Privacy Policy.

1. Who We Are

DealGini Private Limited ("DealGini", "we", "our", "us") is a Direct Sales Agency (DSA) registered in India and headquartered in Kolkata, West Bengal. We operate the website dealgini.com and a CRM platform used to manage loan applications and partner registrations.

For any privacy-related queries, contact us at info@dealgini.com.

2. Information We Collect

We collect personal information in the following ways:

Information you provide directly:

• Name, mobile number, email address and city — when you submit an enquiry or registration form on our website
• Financial information — loan amount required, income details, business type — provided as part of a loan application
• Identity and address proof documents (Aadhaar, PAN, etc.) — provided during formal loan processing
• Business details — firm name, business type, GST number — for partner registrations

Information collected automatically:

• IP address and browser type — collected via standard web server logs
• Pages visited and time spent — collected via basic analytics
• Device type and operating system — for optimising website display

3. How We Use Your Information

We use the information we collect for the following purposes:

• To respond to your loan enquiry and match you with appropriate lenders
• To process partner registrations and onboard broker partners
• To submit loan applications to lenders on your behalf, with your consent
• To communicate with you about your application, enquiry or partnership
• To improve our website, services and customer experience
• To comply with legal and regulatory obligations
• To send service-related communications (not marketing without consent)

We do not use your personal data for automated decision-making or profiling.

4. Who We Share Your Information With

We share your personal information only in the following circumstances:

• Lenders (Banks & NBFCs) — Your information is shared with our principal lending partners only when you have authorised us to submit a loan application on your behalf. We do not share your data with lenders for marketing purposes.
• Service providers — We may use third-party tools (e.g. hosting providers, CRM software) that process data on our behalf under strict data processing agreements.
• Legal obligations — We may disclose information when required by law, court order or regulatory authority.

We do not sell, rent or trade your personal information to any third party for commercial purposes.

5. Data Storage & Security

Your data is stored on secure servers hosted in India. We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, loss, alteration or disclosure.

These measures include password-protected access controls, encrypted data transmission (HTTPS), and restricted access to personal data on a need-to-know basis within our team.

We retain personal data for as long as necessary to fulfil the purpose for which it was collected, or as required by applicable law. Enquiry data is typically retained for 3 years. Loan application data is retained for the duration required by lending regulations.

6. Your Rights

You have the following rights regarding your personal data:

• Right to access — You may request a copy of the personal data we hold about you
• Right to correction — You may ask us to correct inaccurate or incomplete data
• Right to deletion — You may request deletion of your data, subject to any legal retention requirements
• Right to withdraw consent — Where processing is based on consent, you may withdraw it at any time
• Right to object — You may object to processing of your data for marketing purposes

To exercise any of these rights, contact us at info@dealgini.com. We will respond within 30 days.

7. Cookies

Our website uses minimal cookies — primarily for basic session management and website analytics. We do not use advertising or tracking cookies from third-party advertising platforms.

You may disable cookies in your browser settings. Disabling cookies will not prevent you from using any core features of our website.

8. Children's Privacy

Our services are not directed at individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected data from a minor, please contact us at info@dealgini.com and we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology or legal requirements. The updated policy will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

Continued use of our website after any changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions, concerns or requests regarding this Privacy Policy or how we handle your personal data, please contact us:

• Email: info@dealgini.com
• WhatsApp: +91 81003 44662
• Address: DealGini Private Limited, Kolkata, West Bengal, India